by: Rich JonesCredit unions and banks across the country have financial literacy on their to-do list, but what consumers really need/want is a road map to financial wellness, not just financial literacy. Well, what’s the difference?Financial literacy is about understanding money basics. Typically the curriculum includes topics like “how to balance your checkbook”, “what is a savings account”, “what is a money market account and a certificate of deposit” and what are the different loan products with possibly information on how to apply and how to qualify for a loan. Sometimes the topics include information on the credit report, what is a good credit score, maybe strategies on how to improve credit scores.Financial wellness curriculum is hands-on, real life, real experience training. It teaches consumers how to use money, credit and debt appropriately to improve their life. It deals with the strategies and tactics on how to save, how to borrow, when is it appropriate to borrow, how to spend and most importantly how to financially thrive versus just survive. This curriculum is not about learning what a credit card is but learning how to use credit wisely, not about what a savings account is but how to create a savings discipline and how to find money in your cash flow to save. Its not what money is but how to manage the in-flow and out-flow of money to manage your cash flow. continue reading » 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
May 04, 2016 The Turnpike speed limit has been 70 mph on a 97-mile stretch in south-central Pennsylvania between the Blue Mountain and Morgantown interchanges since the summer of 2014. All remaining sections of the PA Turnpike system that are now posted at 65 mph — including Turnpike extensions in southwestern PA — will be signed for 70 mph this week. Areas of the PA Turnpike now posted at 55 mph will remain at 55 mph.Combined with the 201 combined miles of Turnpike and PennDOT roadways already at 70 mph since July 2014, this move makes 997 total 70 mph miles of roadway in the state.That being said, with the summer travel season fast approaching, let’s all drive safely on every Pennsylvania roadway. By: Leslie S. Richards, Secretary of Transportation Infrastructure, The Blog, Transportation We made a major announcement this week, alongside the Turnpike Commission: 70 mph speed limits have been added to 396 additional miles of the Turnpike and 400 additional miles of certain PennDOT highways.Taking this step followed thorough analysis on geometry, engineering, crash data, regional factors and preliminary results from pilot locations. And moving forward we’ll continue monitoring our original pilot locations along with these new 70 mph sections, keeping safety top of mind.Drivers should also know that this boost for traffic flow wasn’t just made possible by Act 89, the state’s transportation funding plan. Each road seeing the 70 mph speed was designed to handle that speed or higher.As with any type of weather and with any roadway speed, I urge all motorists to treat posted speed limits as speed maximums, not minimums – that’s the case whether the limit is 35 mph or 70 mph.This applies especially in work zones where men and women may be working just inches away from traffic. Obey the speed limits posted for these work zones – these people all deserve to get home safely.Here are the PennDOT roadways being posted with the new limit over the next few days (including current pilot areas):I-79 from I-90 in Erie County south to a point just north of the PA 228 interchange in Butler County (97 miles)I-79 from I-70 in Washington County south to the West Virginia border (33 miles)I-80 from the Ohio State border east to a point near mile marker 190 in Clinton County (190 miles)I-80 from a point near mile marker 195 in Union County to a point near mile marker 247 in Columbia County (52 miles)US 15 from the interchange with PA 14 in Lycoming County north to the New York State border (49 miles)I-99 from Exit No. 68 in Centre County south to a point near mile marker 34 in Blair County (34 miles)I-99 from Exit No. 28 in Blair County south to mile marker 0 (PA Turnpike) in Bedford County (28 miles)I-380 from I-84 in Lackawanna County south to Exit No. 3 in Monroe County (21 miles) BLOG: PennDOT, Turnpike 70 mph Zones Expand with Eye on Safety Like Governor Tom Wolf on Facebook: Facebook.com/GovernorWolf SHARE Email Facebook Twitter
Published on November 18, 2018 at 4:18 pm Contact Nick: email@example.com | @nick_a_alvarez Facebook Twitter Google+ Comments Too little, too lateAfter a header goal by Morgan Hackworth doubled Akron’s lead in the second half, Syracuse stared at a two-goal deficit in the waning moments of its season. Julio Fulcar and Kamal Miller picked the ball out of twine immediately after the score and pressed the team forward. “Maybe that’s your wake up call!” one fan hollered at SU after Akron’s third goal. SU sent as many as eight players in its offensive-third at one point. As time bled off the clock, more Orange passes intended for covered strikers bounced weakly out of any danger areas. A late shot by Raposo flew over the bar, and the crowd groaned. The Zips dropped back in as the defense absorbed pressure and Lundt paused before each goal kick or restart. Two door-step saves by Hilpert did little but keep the score respectable.It was Syracuse’s third multi-goal deficit in its last four games and again, it couldn’t overcome the widening-gap on the scoreboard. Full-on sprints by Syracuse players turned into jogs in the game’s final seconds. When the final buzzer sounded, Hagman dropped to the turf. The clock had run out. HAMILTON, N.Y. — 16th-seeded Syracuse (7-7-4, 1-4-3 Atlantic Coast) fell short against Akron (11-6-2, 1-2-1 Mid-American) 3-1 in the second round of the NCAA tournament underneath a snow flurry at Beyer-Small ‘76 Field on Sunday afternoon. A win would’ve marked the fourth tournament appearance in a row for Syracuse in which it made the third round. Instead, the Zips won their sixth-straight. In a season where Syracuse struggled to win close matches, Akron took advantage. Here are three takeaways from the season-ending loss. Transfer MarketBoth goal-scorers in the opening frame were transfers in their first year with a new program. In the 37th minute, Akron’s Abdi Mohamed capitalized on the Zips’ mounting offense. A Sondre Norheim yellow-card kept the ball in Akron’s offensive-third. Moments later, Akron’s leading-scorer David Egbo slid a pass to Mohamed, an Ohio State-transfer, who smashed the ball into the open net. AdvertisementThis is placeholder textFour minutes later, Massimo Ferrin settled a pass from Jonathan Hagman down Syracuse’s left wing. A defender on his back, Ferrin sped into the box and slotted a shot past Akron keeper Ben Lundt. Ferrin, a transfer from Alabama-Birmingham, recorded 10 points in the regular season. He developed his role within the offense — he’s an alternative to playmakers Hugo Delhommelle or Ryan Raposo — and maximized his opportunity off the bench in SU’s biggest game of the year. Rust-lessPlaying in its first game in 18 days, Syracuse didn’t show signs of rust against Akron. SU tallied 12 shots in the first half, one more than the Zips, and utilized a crafty midfield and dominated possession. The attempts were a sign of an executed Orange gameplan. In the team’s earlier contest this season — a 3-1 victory on Oct. 1 — pressure on the offensive end allowed Hagman to record the lone hat-trick of his career. Multiple SU players said they planned to follow a similar plan of attack on Sunday. For the most part, they did. Forwards Tajon Buchanan and Raposo spent most of the first half darting forward and behind the Zips’ backline. SU’s midfield skied through balls and even the Orange backline got involved on the offensive end. Syracuse’s first goal sequence started as Hagman dispossessed an Akron defender who corralled a goal kick. Immediately after, Hagman found Ferrin down the wing who notched an equalizer. The tactic continued in the second-half. It nearly resulted in a goal early in the half as Raposo whipped a cross in front of Akron’s box to a streaking Buchanan and defender Jan Breitenmoser. While the pass rolled to the sidelines, an SU fan motioned his arms forward as if to will more orange-and-blue checkered jerseys across midfield.