Chris May sparks Ohio State mens lacrosse from the faceoff X

Senior midfielder Chris May (left) is widely considered the No. 1 faceoff specialist in the country as a member of the OSU men’s lacrosse team.Credit: Molly Tavoletti / Lantern reporterWhile snow continues to fall as March begins on Ohio State’s campus, in the lacrosse world, all signs point to May.Chris May, that is, who is now the No. 1 faceoff specialist in the country as a member of the OSU men’s lacrosse team.The Buckeyes fell just short of a win against Marquette on Sunday, losing 10-9, and while the team went 1-1 on the weekend in Louisville, Ky., May went 32 of 39 on the weekend in faceoffs, earning the Big Ten Specialist of the Week for the third time this season. And though he is more successful than ever, the graduate transfer has a “pretty crazy story” about his journey from Georgetown University to his first season with OSU.“My senior year, I was only in pads for a few practices,” he said. “I was coming off a shoulder injury when I tore my Achilles tendon … Once I got hurt, I started focusing on my future and graduate school. I’ve been a Buckeye fan my whole life … I realized I only had one shot to do this, so I really worked hard.”At Georgetown, he only stepped onto the field for 22 games, but now after just six with the Buckeyes, May has won 75 percent of his faceoffs and snagged 60 ground balls, thriving in a position named aptly for the precise skill set it requires.“It’s a unique position,” OSU assistant coach Jamison Koesterer said. “It’s mental, just hearing the whistle, finding a rhythm between what he hears and what he needs to execute physically … It definitely takes athleticism, but it also takes savvy, a little bit of poise and IQ to understand and anticipate where the ball might come out.”May’s success at the midfield X results not only from a consistent process, but also an unwavering support from his team, enabling him to aid the offense in taking the ball to the net.“A lot goes into it, but I just try to get a good reaction off the whistle and fight for the ball,” May said. “We’ve got a lot of great offensive players. A lot of guys who can score, but they can’t score if they don’t have the ball … But it’s a group effort, we have a great unit. It’s a great dynamic.”Although May is the new kid on the block with the Buckeyes, former high school teammate and OSU senior captain David Planning said he enjoys feeding off May’s familiar energy.“He’s such an easy guy to play with,” Planning said. “He knows what his job is. It makes it a lot easier on the offense and the defense.”With a lacrosse resume stronger than most of his younger OSU teammates, May assimilated quickly. He assumed a leadership role, but admitted his teammates teach him a few things too.“Being older than a lot of the guys, I feel like I have more experience,” May said. “I’m trying to be a role model for the younger guys, but I’m still learning a lot from the older guys too.”And while May continues to fine-tune his craft at the X, the rest of the Buckeyes look to learn from the loss at Marquette, revisiting the drawing board but “hungry” to return to the field.“We’re getting back to the basics on both sides of the ball,” coach Nick Myers said. “There’s always a desire coming off a loss wanting to look at what went wrong and how to fix it. Tuesday, we practiced in the pouring rain for two hours and these guys didn’t blink an eye … It’s a long wait till Saturday whenever you lose, so they’re excited.”The Buckeyes stand at the threshold of an uphill climb, facing three top 20 opponents before heading into conference play, but Planning said the team isn’t focusing on the opposition.“Our focus is on us,” Planning said. “We want to dictate the tempo and the style of play, and that starts with us.”With that goal in mind, Planning, May and the rest of the Buckeyes are set to move to Ohio Stadium on March 7 to take on Hofstra at 1 p.m. read more

Mens basketball Ohio State coach Chris Holtmann making difficult nonconference schedule priority

Ohio State coach Chris Holtmann leading a team practice on Oct. 4, 2017 at the Schottenstein Center. Credit: Jacob Myers | Managing Editor for ContentOhio State men’s basketball head coach Chris Holtmann promised during his opening press conference in June that a “really challenging” nonconference schedule was a priority.Tuesday, his influence on the Buckeyes’ future schedules was first seen with the scheduling of a season-opening home-and-home with highly regarded program Cincinnati in 2018 and 2019. That’s just the first example of what he and the coaching staff intend to do with future nonconference slates, Holtmann said Wednesday.“Our schedule is tied into some future series,” Holtmann said. “I would like to play in some of these events that happen, some of these tournaments. Whether it’s Maui, Battle for Atlantis, whatever, I would like to do that.”In the past few seasons with former head coach Thad Matta, Ohio State had one or two games scheduled nonconference against ranked teams per year. At Butler under Holtmann, the Bulldogs were often in early-season tournaments and played in the Crossroads Classic with a game against either Indiana, Purdue or Notre Dame in Indianapolis.In 2016-17, Ohio State had the 290th most difficult nonconference schedule while Butler ranked 40th, according to Ken Pomeroy’s advanced statistical ratings. Holtmann’s Bulldogs played in the Puerto Rico Tip-Off in 2015 and the Las Vegas Invitational in 2016 against high-major teams Miami (Fla.), Vanderbilt and Arizona, all of which made the NCAA Tournament last season.Calls for a tougher nonconference schedule have been prominent from the Ohio State fan base, especially for games against quality in-state programs Cincinnati, Xavier and Dayton. Holtmann said at first he wasn’t aware of the hankering from fans to see those games scheduled. The first scheduled series with Cincinnati since 1919 and 1920 is a step in that direction.“I don’t know if I really understood that until I had spent maybe a few weeks, a couple months, here,” he said. “This game met all the requirements to be a really high-level game and the excitement [from fans] was certainly a big part of that.”As much as Holtmann wants to be involved in nonconference destination tournament fields with top-ranked teams, he’s limited with Ohio State’s one-game obligation to the Big Ten/ACC Challenge, the CBS Sports Classic, the Big Ten-Big East agreement for the annual Gavitt Tipoff Games, and the possibility of the Big Ten expanding conference seasons from 18 to 20 games.“It’s a puzzle we’re trying to put together here based on what I would like to do and what is reality,” he said.Matta’s schedules don’t require a massive overhaul, Holtmann said, but there are changes he wants to make based on his philosophy. That philosophy could include packed schedules with several blue-blood programs, including at least one or two marquee home games in November or December per season, before a demanding Big Ten slate.“The argument that you don’t have to play [in-state teams] because you’re the state university, that doesn’t resonate with me as much because, again, the quality of the program and the energy around the game, and the fact that it could be a really good RPI game,” he said. “I think if you can do that, your fans, it’ll excite your fan base.”The Buckeyes are reportedly scheduled to play Xavier in a closed-door scrimmage this month, which Holtmann said was originally scheduled by Matta. Holtmann has a relationship with Xavier coach Chris Mack and said he would be open to scheduling the Musketeers if the two do not meet in the Gavitt Tipoff Games.“We get a dose of reality and honesty in those settings,” Holtmann said. “And why not do it against a high-caliber team?” read more

Baseball Ohio State faces hothitting coldpitching Xavier

Ohio State senior utility player Brady Cherry (1) swings at a ball during the game against Michigan on April 12. Ohio State won 10-5. Credit: Casey Cascaldo | Photo EditorThe Ohio State baseball team will aim to end an up-and-down homestretch on a positive note.Tuesday will mark Ohio State’s ninth home game in its past 10 games, and the Buckeyes (20-17, 4-5 Big Ten) have only won three of their eight games at Bill Davis Stadium over this stretch. A battle-tested Xavier (14-22, 5-1 Big East) squad will travel to Columbus for a bout with the Buckeyes. After a five-game skid that included a sweep by Northwestern at home, Ohio State has righted the ship, to an extent. The Buckeyes have taken four of their past five games, including a big series win over rival Michigan. Despite their record, the Musketeers have experience that could prove invaluable. Xavier has played No. 8 Louisville, No. 16 Arizona State and No. 17 North Carolina, going 1-6 in those matchups. Xavier has shown the potential to play with top-flight teams. The Musketeers played a three-game series at then-No. 13 Texas where the run differential was only three.In terms of Xavier’s offensive lineup, no single player sticks out; the strength is in the team’s balance. Five Musketeers are hitting within the range of .286 to .301. Junior infielder and pitcher Conor Grammes leads the team with a .301 average. Grammes has started on the mound nine times to earn a 5.53 ERA. Redshirt senior outfielder Jake Shepski has a team-high 24 RBI, while hitting .292 on the season. Behind a team batting average of .265, the Musketeers have scored an average of 5.36 runs a game.On the mound, Xavier has struggled mightily. With a team ERA of 6.71, the Musketeers only have two pitchers with an ERA below 5.50. The pitching staff is prone to allowing the long ball, allowing 47 home runs this season. This could prove advantageous for an Ohio State team that has hit 34 home runs this season. Senior Sam Czabala leads the team with a 1.19 ERA and .147 opponent batting average. The left-hander has pitched 22.2 innings in 12 appearances.The other pitcher with a sub-5.50 ERA is freshman Lane Flamm, who has a 3.55 ERA and a team-high four saves in 16 appearances. Ohio State will host Xavier at 6:35 p.m. Tuesday. read more

Calcutta HC extends by a day stay on Bengal panchayat polls process

first_imgKolkata: The Calcutta High Court on Monday extended by a day till Tuesday its stay on the West Bengal’s panchayat election process.A single-judge bench of Justice Subrata Talukdar extended the stay till 2 p.m. on Tuesday in view of an appeal filed before a Division Bench of the High Court against the stay. A Division Bench of Justice Biswanath Samaddar and Justice Arindam Mukherjee is slated to hear the case at 4.30 p.m. on Monday.Justice Talukdar had, on Thursday, stayed the election process till April 16 on a petition by the Bharatiya Janata Party and asked the State Election Commission (SEC) to furnish by that date a comprehensive status report on the polls. Also Read – Heavy rain hits traffic, flightsOn Monday, BJP representative Pratap Banerjee furnished a bond of Rs five lakh as fine imposed by the court on the party for “misrepresenting facts” by moving both the Supreme Court and the High Court on the same plea.Justice Talukdar also permitted the state Congress President Adhir Chowdhury to become a party in the case, overruling objections from Trinamool Congress counsel Kalyan Banerjee.The two opposition parties have moved the court, accusing the ruling Trinamool Congress of unleashing massive pre-poll violence against their party workers to prevent them from filing nominations for the polls ever since the process began on April 2. The two parties also called the SEC a puppet of the ruling TMC after the poll panel withdrew its earlier order of extending the filing of nominations by a day, within a few hours of issuing the order last week.The panchayat elections were originally scheduled for May 1, 3 and 5, with the counting of votes slated on May 8.last_img read more

Tripura has highest no of manual scavengers

first_imgTripura has the highest percentage of manual scavenger with 2.50 per cent of its rural population still engaged in this menial work, according to the Socio Economic and Caste Census (SECC) 2011.Successive governments since independence have tried to eradicate this through legislation but this is still prevalent, though in very small percentage, across the country.All India average for manual scavenger in rural India is 0.10 per cent, or 18.06 lakh, across the country. Tripura (17,332) is followed by Mizoram with 0.92 per cent of population still pursuing manual scavenging.As many as nine states and one union territory of Delhi has zero number of manual scavenger. The states which have eradicated this are Gujarat, Himachal Pradesh, Goa, Telangana, Andhra Pradesh, Tamil Nadu, Kerala, Manipur and Assam. As far as percentage of legally released bonded labour is concerned, the all India average is 0.12 per cent or 2.06 lakh.Tripura again has the highest percentage of legally released bonded labour with 7.31 per cent or 50,716. This is followed by Arunachal Pradesh with 0.7 per cent. With regard to Primitive Tribal Group, the census revealed that 0.59 per cent of the total population falls under this.last_img read more

Reps Kesto LaSata launch inquiry into MSU

first_img Categories: LaSata News,News State Reps. Klint Kesto and Kim LaSata today sent a letter to Michigan State University seeking information related to the school’s inquiries into sexual assault allegations against former MSU physician Larry Nassar.The letter requested all information be received by 5 p.m. on Feb. 9, 2018.“Nassar’s victims continued to come forward in open court over six days to detail how they were violated and now it’s time for Michigan State to come clean,” said Kesto, chair of the House Law and Justice Committee. “MSU’s response to this case has been beyond disappointing, especially with the incredible responsibility they have to their students. We must see with our own eyes what failures may have taken place in order to come up with the policy solutions to prevent these heinous acts from ever happening again.”Rep. LaSata, chair of the House Appropriations Subcommittee on Higher Education, said: “One of our state’s flagship universities has failed to protect its students in the most basic way from sexual assault and it is incumbent upon us to find out why. We must demand more transparency and accountability from our institutions. This state’s residents, the tens of thousands of students and especially the victims deserve better.”Specifically, the letter requested reports “initiated, completed or issued” by MSU pertaining to allegations made in 2014-2017 against Nassar.The request comes a day after Lou Anna K. Simon submitted her resignation as MSU president, the state House passed a resolution calling for Simon’s resignation or removal as president, and Nassar was sentenced to up 175 years in prison for his crimes against more than 150 victims.“Ms. Simon’s resignation was the necessary first step in what will be a long healing process. Yet more must be done to achieve the transparency and long-term reforms the victims deserve,” LaSata said. “This review will look at how the university addressed the accusations against Larry Nassar and what can done to make it better.”The letter, signed by LaSata and Kesto, states “it is our sincere hope that the University will cooperate with our request and inquiries without the need to employ means of compulsion.”“We don’t want to issue a subpoena, but House Speaker Tom Leonard has tasked us to use every available option to gather this information,” Kesto said. “The silence from Michigan State University on this case has been insulting to the victims, their families and the people of the state of Michigan. They deserve to know the truth.”##### 25Jan Reps. Kesto, LaSata launch inquiry into MSUlast_img read more

The downloading of illicit content from the intern

first_imgThe downloading of illicit content from the internet in France is decreasing, while the consumption of legal content is growing, according to the latest survey by the Hadopi, the authority charged with implementing France’s antipiracy law.According to the survey, 78% of users now download legal content exclusively, , up from 71% in December 2011, while 15% use illegitimate sites, a lower proportion than previously. In total, 87% use legitimate sites. However, while the illicit consumption of music, images, video games and books has been decreasing, the consumption of TV shows and films is still giving cause for concern, with 21% admitting to accessing TV series from illicit sites and 24% accessing films and videos illicitly.last_img

Spains La Liga has introduced a new OTT TV servic

first_imgSpain’s La Liga has introduced a new OTT TV service that offers access to a range of minority sports from national sporting associations as well as second division football and summaries of La Liga matches.According to La Liga, the service, LaLigaSportsTV, which will – mostly – be available free-to-view, is intended as a way to distribute coverage of multiple sporting disciplines.The football league said that the service would provide a space for sports that are unavailable on traditional channels.La Liga said that the launch positioned it as the first major European league to roll out its own OTT TV service, offering a platform for niche sportsThe cloud-based service comes with a specially designed user interface and native apps, with content available in HD live and on-demand. LaLigaSports TV comes with a recommendation service based on usage patterns, as well as a scroll-based guide of available sports that is ordered according to user preferences over time.Individuals supporting the initiative include Javier Tebas, president of La Liga, José Hidalgo, president of the Asociación del Deporte Español (ADESP), Celestino García, the VP of corporate affairs at Samsung Electronics Iberia, Spain’s Rugby7 captain Paco Hernández and other sporting federation leaders.The service will be available via iOS and Android apps, Samsung smart TVs, Chromecast, Apple TV and Samsung streaming devices, with more web apps to follow.Content is available free of charge with the exception of second-tier football in the form La Liga 1|2|3, which is available for a separate subscription priced at €14.99 a year or €2.99 a month.Top tier football in the shape of La Liga Santander will not be available but match summaries will be broadcast along with pre- and post-match interviews.The service will include live coverage of sports such as motorsports, badminton, LEB Oro basketball, Liga ASOBAL handball, boxing, American football, Futsal, gymnastics, hockey, table-tennis, triathlon and water polo.Sports to follow later include cycling, petanque and fencing.last_img read more

The investigation has been carried out by the Medi

first_imgThe investigation has been carried out by the Medicine and Healthcare products Regulatory Authority who are responsible for ensuring that medicines and medical devices are acceptably safe, in conjunction with PSNI and Bury Police. Chief Inspector Alan Hutton said: “We have spent the past few months working with MHRA and GMP in identifying where the public are able to get hold of these controlled drugs, and uncovering who is responsible.“From this investigation, it is clear that this is a comprehensive operation, with genuine pharmaceuticals being unlawfully removed from the supply chain in the UK and then sold, illegally, online.“While arrests have been made in Greater Manchester today, we are continuing with our investigations and are committed to finding those who facilitate the supply of illegal substances across Derry City and Strabane Policing District and indeed across Northern Ireland. ShareTweet “I continue to appeal for the public to report anything suspicious to police.“I would ask anyone with any information about the use or supply of illegal drugs to contact police on 101 or Crimestoppers anonymously on 0800 555 111.”SIX MEN ARRESTED OVER ILLEGAL ONLINE SALE OF MEDICINES TO PEOPLE IN DERRY was last modified: October 17th, 2017 by John2John2 Tags: OFFICERS from Derry City and Strabane District Support Team along with GMP officers searched a number of properties in Greater Manchester as part of an investigation into the unlawful sale of medicine and controlled drugs online today, Tuesday, October 17.Six men were arrested and several million pounds worth of pharmaceutical drugs have been seized in today’s investigation into the multi-million pound international fraud operation.The men were arrested on suspicion of supplying Class C drugs and remain in police custody for questioning. BURY POLICECHIEF INSPECTOR ALAN HUTTONdistrict support teamGREATER MANCHESTER POLICEPSNI FOYLESIX MEN ARRESTED OVER ILLEGAL ONLINE SALE OF MEDICINES TO PEOPLE IN DERRYlast_img read more

Subject to inflation increase

first_img *Subject to inflation increase Age 65 65 65 Benefit Period 3 years 3 years 6 years Many advisors would recommend the first policy with the 30-day elimination period, because you might not require care for long periods of time. The 180-day elimination period means you pay for an additional 150 days out of pocket before the insurance company kicks in. The additional cost is $22,500 (150 days x $150/day), and many argue it’s a poor investment because the probability of needing care for three years or longer is small. On the other hand, the 180-day elimination period (quotes #2 and #3) gives you a lot more coverage for the same premium. In effect, #2 and #3 cost $22,500 more out of pocket in exchange for $54,750 or $208,050 in additional coverage. The only way to turn the policy premium and additional out-of-pocket costs into a good investment is to require expensive, long-term care. Most of us would prefer to never have to collect a dime. Families with a member requiring years of expensive care would tell you it was one of the best investments they ever made. But insurance is not an investment; it’s a transfer of risk.The Risk of Leaving Your Spouse Penniless If a couple has enough assets to be ineligible for Medicaid coverage, a week or two in a nursing home is not the risk they should be transferring. That’s a big nuisance, not a catastrophe. The risk they should transfer is financial ruin for the surviving spouse—in other words, 90 or 180-plus days of care. Paying insurance premiums for short waiting periods is like buying a $100 deductible on your car instead of a $500 deductible. If you have an accident, you have to make up that gap out of pocket. Your insurance dollars are better spent insuring against the catastrophe, not avoiding the deductible. Today, Jo and I would opt for door #3. I have two policies: one with a 90-day waiting period and the other, 180 days. I would not recommend anything less than 90 days. My primary concern is leaving Jo with enough assets to live comfortably for the rest of her life, which could easily be 20-plus years. Paying for 90 days of care would not undo that.Family Is Not Always the Answer Why have long-term care insurance? To make sure you have enough money for the best care right until the end without depleting all of your assets. Whether your final days are at home, in an assisted-living facility, or in a nursing home is secondary. If you can pay for the most appropriate care, that decision will be based on your health and comfort, not your wallet. Many advocates of long-term care insurance actually call it “avoid nursing home insurance” because it helps pay for in-home care. Jo’s parents never thought about nursing home insurance. They could tell you every detail about their fire insurance, auto insurance, or crop insurance, but long-term care insurance was not part of their world. Without realizing it, they were committed to self-insuring. When Jo’s mom died, she was in an assisted-living facility and able to do some of her ADLs, but not all. Which reminds me—assisting with three of the ADLs requires caregivers to do heavy lifting. Don’t make the mistake of thinking a family member, particularly an aging spouse, will be able to do the job even if he or she is willing. We have a dear friend whose husband is nearing the end. She asked Jo to look at nursing homes with her since soon she’ll be unable to care for her husband without around-the-clock help, which can be more expensive than a nursing home. They have some tough financial and emotional decisions ahead. No one wants to feel they’ve let their spouse down at the end, but logically she knows he’ll receive better care than they can afford at home.No, I Do Not Sell Insurance There is a reason they call it “long-term care insurance” and not “short-term.” The exorbitant cost of health care over the long haul can wipe out a nest egg and leave a family penniless. After publishing a recent missive on annuities, several subscribers wrote kind notes saying it was the first time they’d read something on the topic not written by annuity salesman. That’s because our mandate is education—education to help you retire rich and stay that way.Money Forever gives you the tools to build, protect, and preserve your nest egg over the long haul. Without adequate planning, long-term care costs and a slew of other threats could wipe you out. Tumultuous markets aren’t the only menace. For guidance on how to protect yourself from financial jeopardy and unique investment opportunities geared to seniors and savers, sign up for a no-risk subscription to Money Forever today. A newsletter that might not fit your needs is one risk you don’t have to worry about. Try us out, and if we’re not your cup of tea, we’ll refund 100% of the cost without hassle or headache.On the Lighter Side This season marks the 100th anniversary of Wrigley Field. They’re celebrating a different decade with each home stand, and this week it’s the 1930s. In 1932 the Cubs and the New York Yankees were in the World Series. Of course, the Cubs lost. Babe Ruth came to bat, and the pitcher got two quick strikes on him. The team and fans were giving him a hard time. He pointed his finger—some say at the pitcher, but legend has it he was pointing out to center field. The next pitch came whizzing in to the plate, and he hit a blast deep into the seats where he’d pointed. The mighty Babe had struck again and became even more famous for calling his shot. What a treat it was last week when the Cubs invited his daughter, who’s in her late 90s and legally blind, to come lead the fans singing Take Me Out to the Ball Game. Listening to her was a real treat. And finally… Over the last few weeks, young men and women all dressed up for prom enjoyed themselves at local restaurants. Now the graduation season is upon us. I wish all the graduates the best of luck as they pass this important milestone. It seemed like the blink of an eye before we were celebrating our 50th class reunion. My oldest grandson Justin is celebrating his 10th-year reunion this year. For this week’s funnies, I thought I would pass along a cute cartoon. Until next week… Risk Class Preferred Preferred Preferred We’d all been waiting for the big day, but the chapel the ceremony took place in was very small—just a room with Christian symbols and a few chairs. Jo’s father was waiting for us in his hospital bed, grinning from ear to ear. Despite the feeding tube, he still managed to devour a few bites of our wedding cake. Parkinson’s is a powerful disease; it can take the sturdiest tree in the forest and wilt it like an aging rose. Yes, Jo and I got married in a nursing home chapel. Little did we know that we would spend the better part of the first 18 years of our marriage dealing with nursing homes and assisted-living facilities for both sets of parents. Constant care is expensive. Jo’s father didn’t have long-term care insurance, and in 1988 his care cost close to $3,000 per month. Fortunately, he and my mother-in-law had the money to pay for it. It’s frightening to imagine a time when you can no longer bathe, dress, eat, transport yourself, or hold your bladder and bowels. In insurance-speak, those are called “activities of daily living” (ADLs). Mercifully, not everyone reaches that point. However, two out of three Americans over age 65 will need some form of long-term care during their lifetime. That might mean home health care or moving to an assisted-living facility or a nursing home. Regardless, it’s pricey. Nationwide, the average cost of a single-occupancy room in a nursing home is $6,653 per month. Home care averages $3,432 per month; assisted living, 3,300; and adult day care (which sounds just awful), $1,322. Years of paying those costs can spell financial ruin for an aging couple—the surviving spouse in particular. My aunt spent close to 10 years in a nursing home with Alzheimer’s disease before she passed away. Her long stint is not at all unusual. While most patients live an average of 4-8 years after an Alzheimer’s diagnosis, many live as long as 20.Medicaid Is Not the Solution While Medicaid will pick up the tab for lower-income people, the income and asset limits to qualify are quite stringent. While the rules vary from state to state, a helpful rule of thumb is that an individual must make less than 300% of the Supplemental Security Income limit, or $2,130 in 2013, and have less than $2,000 in countable assets to qualify. Although your home (up to a certain amount of equity) is not normally a countable asset, many if not most of our readers don’t fall in this camp. After a recent chat on long-term care insurance with financial guru David Holland on his radio show, David told me anyone choosing to self-insure should have at least $2 million in liquid assets. Even then, it’s risky. One of my biggest fears is needing long-term care, having the ability to pay for it, depleting our assets, and leaving Jo flat broke. So where does that leave people unlikely to qualify for Medicaid but unable or unwilling to self-insure? Long-term care insurance, of course.Opt for the 180-Day Elimination Period Buying any type of insurance means transferring some type of personal risk to an insurance carrier. Clearly defining the risk you want to transfer and then tailoring a policy to best accomplish that goal is critical to getting the best value. David Holland generously shared some quotes to help illustrate this point. While there are countless long-term care options available today, we’re going to keep this example simple. Mary Sample is age 65. She wants a policy paying $150 in daily coverage with some inflation protection. Name Mary Sample Mary Sample Mary Sample Total Premium $6,415.20 $6,415.20 $6,375.51center_img Benefit Amount $150* daily $200* daily $170* daily Policy Limit $164,250 $219,000 $372,300 Home Care Benefit $4,500 $6,000 $5,100 Elimination Period 30 days 180 days 180 days Benefit Selection Quotation 1 Quotation 2 Quotation 3 Inflation Option 5% compounded 5% compounded 5% compoundedlast_img read more